Razorpay Certified Integration Partner

Razorpay Integration Development
for India's Digital Commerce

Standard Checkout to Marketplace Route — we engineer every Razorpay product with bulletproof webhook handling, idempotency, and GST-compliant invoicing baked in.

Start Integration — 2 Weeks See What We Build
30+
Razorpay Integrations
2 Wks
Average Delivery
99.9%
Uptime SLA
GST
Auto-Invoicing
What We Integrate

Every Razorpay product — engineered for production, not just demos.

💳

Standard Checkout & Custom UI

Embed Razorpay's hosted checkout or build a fully custom payment UI using Razorpay.js. We handle order creation, payment capture, failure retries, and real-time status sync.

Razorpay.js Order API Cards + UPI + EMI HMAC Verify
🔁

Subscription & Recurring Billing

Full implementation of Razorpay Subscriptions — plan creation, addon charges, pause/resume cycles, proration, and dunning logic for failed payments. Supports UPI AutoPay NACH mandates.

Subscriptions API UPI AutoPay NACH Mandate Dunning Logic
🏪

Marketplace Payouts — Razorpay Route

Split payments between multiple vendors, freelancers, or sub-merchants in real time. We build the linked account onboarding, transfer scheduling, hold logic, and settlement reporting dashboard.

Razorpay Route Linked Accounts Transfer API Settlement Ledger

UPI Deep-Links & Smart Collect

Generate dynamic UPI payment links, QR codes, and Smart Collect virtual accounts for B2B invoice collection. Includes IMPS/NEFT reconciliation and automatic payment matching.

UPI Deep-Link Smart Collect Virtual Accounts QR Generation
🪝

Webhook Engine & Reconciliation

Production-grade webhook handler with HMAC-SHA256 signature verification, idempotency keys, retry queuing (Celery / BullMQ), and nightly reconciliation reports against your accounting system.

Webhooks HMAC-SHA256 Idempotency BullMQ / Celery
🧾

GST Invoicing & Refund Management

Automated GST invoice generation on payment success — GSTIN, HSN/SAC codes, tax breakdowns, PDF generation, and email delivery. Full refund API integration with dispute escalation workflows.

GST Compliant GSTIN + HSN Refund API PDF Invoices
Engineer-First Implementation

We write clean, production-safe code — not copy-pasted from docs.

Backend — Node.js (Express)

Webhook verification with idempotency guard. Every payment event is acknowledged exactly once, even under retry storms.

// Webhook handler — production-safe
const crypto = require('crypto');

app.post('/webhook/razorpay', (req, res) => {
  const sig = req.headers['x-razorpay-signature'];
  const body = req.rawBody;

  const expected = crypto
    .createHmac('sha256', process.env.RAZORPAY_WEBHOOK_SECRET)
    .update(body)
    .digest('hex');

  if (sig !== expected) return res.status(400).end();

  // idempotency check before processing
  const { event, payload } = req.body;
  processPaymentEvent(event, payload);
  res.json({ status: 'ok' });
});

Frontend — Razorpay.js Checkout

Secure order flow: server creates order → client opens checkout → server verifies signature. Zero raw keys on frontend.

// Fetch order from your server first
const order = await fetch('/api/create-order', {
  method: 'POST',
  body: JSON.stringify({ amount: 49900, currency: 'INR' })
}).then(r => r.json());

const rzp = new Razorpay({
  key: 'rzp_live_XXXXXXXXXXXX',
  order_id: order.id,
  amount: order.amount,
  currency: 'INR',
  name: 'Your Brand',
  handler: (response) => {
    // send to server for sig verification
    verifyPayment(response);
  }
});
rzp.open();
India vs GCC Payment Strategy

One integration roadmap won't serve both markets — here's how we architect for both.

🇮🇳 India — Why Razorpay Wins

  • UPI dominates — 95%+ of mobile transactions; Razorpay's UPI stack is best-in-class
  • 1.2B+ bank accounts supported via IMPS/NEFT/RTGS net banking rails
  • EMI on credit/debit cards across 15+ bank partners out of the box
  • NACH mandate for UPI AutoPay — critical for SaaS and insurance recurring billing
  • GST-compliant B2B invoicing via Smart Collect virtual accounts
  • Razorpay Route for marketplace payouts — gig economy, D2C multi-vendor
  • AWS Mumbai data residency — data stays in India, RBI compliant
  • T+2 settlement for standard accounts; T+1 for high-volume merchants

🌍 GCC — When to Pair with PayTabs

  • Razorpay is India-only — GCC customers need a MENA gateway: PayTabs, Stripe MENA, or Telr
  • We build a unified gateway router: INR traffic → Razorpay, AED/SAR/KWD → PayTabs
  • PayTabs supports KNET (Kuwait), Mada (KSA), BENEFIT (Bahrain), and Tabby/Tamara BNPL
  • Single order management layer — one dashboard, two payment processors
  • Arabic RTL checkout UI works natively with PayTabs; Razorpay handles LTR
  • GCC invoicing: VAT 5% (UAE/KSA) auto-calculated vs India's GST 18% — separate invoice templates
  • Dual currency reporting: ₹ INR + AED/SAR in one analytics view
Tech Stack We Use

Proven combinations across 30+ Razorpay projects — no experiments in production.

Backend Runtimes

Node.js + Express Python + FastAPI Next.js API Routes Django REST

Razorpay SDKs

razorpay-node razorpay-python Razorpay.js Checkout.js

Queue & Retry

BullMQ (Redis) Celery + Redis AWS SQS Dead Letter Queue

Database & Ledger

Supabase Postgres AWS RDS Prisma ORM Idempotency Keys

Invoicing

Puppeteer PDF Nodemailer SMTP AWS SES GST + HSN codes

Monitoring

Razorpay Dashboard Sentry Errors Datadog APM Webhook Logs
Industries We've Built For

Every sector has different Razorpay product needs — we know which one solves what.

🚀

SaaS & Subscription Products

Full Razorpay Subscriptions setup — free trials, multiple plan tiers, usage-based overages, and UPI AutoPay NACH mandates. Churn recovery via smart dunning email sequences tied to webhook failures.

Subscriptions API UPI AutoPay Dunning Flows
🛒

E-Commerce & D2C

Standard checkout with COD + Prepaid options, Razorpay Magic Checkout for 1-click repeat buyers, and EMI on high-ticket items. Returns and refunds handled via the Refunds API with customer notification hooks.

Magic Checkout EMI Options Refunds API
🏪

Marketplaces & Gig Platforms

Razorpay Route for split payments between buyers and multiple sellers/freelancers. Linked account KYC onboarding, transfer hold rules, and real-time settlement dashboards for vendors.

Razorpay Route Linked Accounts Vendor KYC
🏥

Healthcare & Clinics

Patient payment links via Razorpay Payment Pages, EMI for high-cost treatments, and recurring billing for subscription health plans. ABDM-aware invoice structure for insurance reimbursements.

Payment Pages EMI for Treatment Subscription Plans
Our Integration Process

Four focused phases — from API keys to production go-live in two weeks.

01

Discovery & Architecture Design

We map your business logic to the right Razorpay products — Subscriptions vs Orders API, Route vs Payouts, Smart Collect vs Payment Links. We define webhook event taxonomy, idempotency strategy, and database schema for payment ledger before writing a single line.

02

Test Mode Build & Webhook Simulation

Full integration built against Razorpay's test environment — including edge cases: card decline codes, webhook retry storms, partial refunds, mandate cancellations. We use Razorpay's test payment simulator plus ngrok for local webhook delivery, so every scenario is covered before we touch production.

03

Production Hardening & GST Setup

HMAC signature verification, rate limiting on webhook endpoints, idempotency key store in Redis, GST invoice templates with your GSTIN, and Sentry error alerting configured. We also set up Razorpay dashboard alerts for payment failure spikes and settlement delays.

04

Go-Live, Reconciliation & Handoff

Staged go-live with 24-hour monitoring. We run the first reconciliation cycle (Razorpay settlement vs your DB) to confirm zero discrepancies. You get a Loom walkthrough of the full system, webhook log interpretation guide, and a 30-day support window post-launch.

Frequently Asked Questions

Answers from 30+ integrations across SaaS, e-commerce, and marketplaces.

How long does a Razorpay integration take?
A standard checkout (orders + payments + webhook) takes 3–5 business days. Subscription billing or Razorpay Route with full reconciliation averages 10–14 business days. We give fixed estimates after a 30-minute discovery call — no open-ended timelines.
Do you support UPI AutoPay for SaaS subscriptions?
Yes. We implement Razorpay UPI AutoPay (NACH mandate) for recurring billing. This includes the mandate registration flow, e-sign, and auto-debit scheduling via webhooks. Your users complete a one-time UPI mandate and are auto-charged every billing cycle without friction.
Can you integrate Razorpay with our existing Node.js or Python backend?
Absolutely. We work with Razorpay's official Node.js and Python SDKs. We add idempotency keys, HMAC-SHA256 webhook verification, exponential retry logic, and structured logging — all without touching your existing application architecture.
What is Razorpay Route and when do I need it?
Route is Razorpay's marketplace split-payment product. If your platform collects money from customers and splits it between vendors, tutors, freelancers, or sellers, Route handles the transfer logic, settlement timing, and RBI compliance. It's mandatory if you're running a multi-vendor marketplace or gig platform under Indian law.
Do you handle GST-compliant invoicing with Razorpay?
Yes — we build automated invoice generation triggered by payment.captured webhooks. Invoices include GSTIN, HSN/SAC codes, CGST/SGST/IGST breakdowns, and are PDF-generated and emailed via AWS SES or Razorpay Smart Collect. Bulk invoice downloads for your accountant are included.
Can you also integrate PayTabs or Stripe for our GCC customers?
Yes. If you serve both markets, we build a gateway router: Razorpay for Indian INR traffic and PayTabs/Stripe MENA for AED/SAR/KWD. One unified order management layer handles both processors, so your operations team sees a single dashboard regardless of where payment originated.
★★★★★

"We tried implementing Razorpay Subscriptions in-house and spent two months debugging webhook edge cases. CodeByZeno came in, rebuilt the entire payment layer in 12 days, and we've had zero payment failures in 8 months. The GST invoicing automation alone saves us 6 hours a week."

NK
Nikhil Krishnamurthy
CTO, LearnLoop — EdTech SaaS · Hyderabad (T-Hub Cohort 7)

Ready to Build a Bulletproof Razorpay Integration?

30+ integrations. Zero payment failures post-launch. GST invoicing, UPI AutoPay, and Route payouts — all production-hardened.